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SADIM INVERSIONES bases its main activity on providing financial support for feasible business projects that generate employment in mining districts.
The financial collaboration of SADIM INVERSIONES is structured around capital investment or participative loans, or a combination of both depending on project requirements. 
Capital investment is limited, as a guideline, by the following characteristics:
  • Amount: the participation of SADIM INVERSIONES is always minority, between 15% and 49% of the capital stock.
  • Term: normally between 3 and 5 years.
  • Statutory requirements:
  • Presence on the Board of Directors.
  • Qualified improvements for certain agreements.
  • Account audit.
  • Regular monitoring information.
  • Share purchase promise:
  • Contract signed on entering the Company.
  • Agreed price and refund conditions.
  • Offering of guarantees by the promoting partners.
In general, participative loans abide by the following standard conditions, which are adaptable to project requirements:
  • Amount: the amount of the loan may not exceed total company shareholder equity.
  • Term: the time limit is set at 7 years with a maximum grace period of 2 years.
  • Interest rate: this is a combination of a fixed Euribor-indexed bracket and a variable bracket that depends on results.
  • Interest: accrued quarterly for the fixed bracket and annually for the variable bracket.
  • Amortisation: half-yearly.